Questions You Should Ask Your Florida Public Adjuster Before Hiring

Questions you should ask your Florida Public Adjuster When Hiring

Deciding to hire a Florida Public Adjuster is a great decision that will ensure you the proper settlement for your insurance claim. But not every Public Adjuster in Florida operates the same way, so it’s important to compare options carefully. 

When choosing, make sure to select the right fit for your needs. While the claim process may be similar no matter who you choose. You may find the actual service, attention, and results you receive can vary greatly depending on who you choose. 

Which is why we made this article! To help you narrow your options by asking a few simple questions prior to selecting which Florida Public Adjuster to hire.

Are you a licensed Florida Public Adjuster? 


Even though this might seem obvious. You need to be sure that you’re working with a licensed Public Adjuster as there are others that may offer similar services when in reality, they are roofers, contractors, or unlicensed individuals who refer to themselves as Claim Consultants.

In Florida, and in most states, aside from attorneys, only a licensed Public Adjuster is permitted to negotiate with insurance companies on behalf of the policyholder. 

Having a license ensures that they have gone through the appropriate steps required by law and are qualified to legally handle your claim. It is also important to make sure they are licensed as a Florida Public Adjuster. Those from other states or licensed Independent Adjusters, who work for numerous insurance companies, will not qualify.

How experienced are you as a Florida Public Adjuster?

Just because a Public Adjuster is licensed does not mean they are good at what they do. Having an experienced Public Adjuster goes a long way. They will have more in-depth knowledge of the claims process and will know how to handle the claim more effectively. They’ll also have more experience dealing with numerous Insurance Claims all throughout Florida. This is key as these companies have different policies and claims handling practices. 

Having a Florida Public Adjuster that understands these differences, and how to effectively navigate the claim process can make a big difference in your final settlement. 

An experienced Public Adjuster can make:

  • A faster claim process
  • Accurate damage estimates
  • Insurance payouts that are more than what the companies offer
  • Not having your claim denied due to a failure to comply with your Post Loss obligations outlined in your policy

Can I see the results you provided for other clients?

As we have established before, a license and experience are key to finding a good Public Adjuster, but the most important thing is reputation. A Public Adjuster that has a track record of producing positive results will assure you that you made the right choice. 

Try looking for reviews outside of the official website to make sure that those testimonies are from actual clients. Be careful of any Public Adjuster that can’t provide any information from past clients regarding their experience working with them.

Did this article help? Make sure to SHARE it on social media to make sure your friends and friends are ready for the Hurricane Season!

Have you filed an Insurance Claim in the past 3 years? New or old, we’re able to look into it and get you what YOU DESERVE

Click HERE for an EXPRESS Estimate