ESSENTIAL Hurricane Preparation Guide for South Florida
The Atlantic Hurricane season begins now in June and runs all the way to November 30th. This is why a Hurricane Preparation Guide can help you and your families stay safe & be READY. Hurricane threat is an annual thing for the state of Florida, to the point that everyone is accustomed to expecting storms to form in the ocean and gradually approach.
Despite that, Florida is one of the states that has a lot of transplants, which means they’re a lot of people coming into the state from out of state and may not be prepared for a hurricane and the property damage it can wreak.
This guide will serve as an informational checklist for those who are fairly new to the state as well as a refresher for those who have lived in Florida for longer.
1. Have a Home Inventory/Document Your Property
A way to speed up the claim process is to document your personal property, mainly before a potential storm hits so that you have pictures and videos to prove the extent of the damage.
Your home inventory should consist of the following at the very least:
- A detailed description of the property
- Photos and video footage
- Any proof of purchase/receipts you have for important objects such as appliances
Go to each room, stand in a corner and take a photo diagonally across the room so that you can capture as much as possible in one shot. This will help you get both items in the room as well as ceiling fixtures, decorative items, and such.
Take a few pictures per room, a minimum of 2 but 4 is great. Also, make sure to take photos or videos of all open drawers and cabinets. Don’t leave anything to the imagination, garage storage, items tucked away in attics, the pool, and any exterior structures should be included. This inventory is meant to thoroughly document everything you own.
Locate your homeowner insurance policy and review its deductibles and coverage. It’s important you understand what your policy covers and what doesn’t. Make sure to pay attention to any distinctions made between things such as flood coverage and water damage, as they can be separate.
2. Stock Up On Essential Supplies
Getting news of a hurricane forming can have different reactions, some will say that the hurricane won’t hit, while others panic. Either one is in part right, as a lot of hurricanes don’t hit. Inevitably, the vast majority of these storms scarcely make it to shore, and when they do they’re a little more than a tropical storm.
Despite this, a storm that grows nearer without signs of weakening is enough to get more and more people to flood to the stores to stock up. These are a few important supplies we recommend to have on hand:
- A few days to a week’s supply of drinking water
- Non-perishable food goods
- A small radio for weather updates
- First-aid supplies
- Dry matches
- A flashlight and/or other basic tools such as wrenches, screwdrivers, etc.
- Candles or fuel lamps
3. Remove Exterior Objects and Cover Windows
Protecting your home is important but it can also save you thousands of dollars in damages. Remember to put metal shutters and remove any loose objects outside of your home, and in your backyard. Anything that could be flung during a storm.
4. Plan an Evacuation Route
Despite it not always being necessary, sometimes it might be wise to evacuate in the event of the storm strengthening. This is extremely important if you live in vulnerable areas or flood zones. These are those on the coast or near the beach. Certain zones are under a mandatory evacuation order, and it’s mandatory to follow guidelines during these times of crisis. It’ll be easier to leave your house if you follow step 1 and document everything as thoroughly as you can in the event there is significant damage when you come back.
We hope this Hurricane Preparation Guide helps you! Always feel free to contact us for more information!